Autopilot for Your Finances
When you need directions, do you reach for a map or type your destination into a computer or smart phone? Paper maps are nice, but they’re old school in some respects. They can’t tell you if traffic’s backed up or a road is closed. Technology is also changing the options for managing our finances.
Auto Deposit
Live payroll checks are like maps. They still work, but having your checks deposited electronically is easier, faster, and more convenient. No more trips to the bank or lost checks. And you have immediate access to your money. If you wish, you can direct money into more than one account. Tuck some cash into a vacation fund every payday, for example, and next summer’s trip could be paid for in full before you leave.
Electronic Payment
Even if you’re careful, it’s possible to miss a loan or credit card payment due date and get hit with a late fee. Paying bills online can help. You can arrange to have payments sent automatically from your bank account. Or you can set up e-mail reminders and initiate payments yourself. To avoid overdraft fees, just be sure you have enough money in your account to cover the money going out.
Real Time Budgeting
Keeping track of how much you spend, save, and owe has never been easier. Various tools allow you to set up a budget and sync all your financial accounts so you have a real time snapshot of your finances. You’ll be able to monitor your progress. And if a cash crunch is coming, you can make the necessary adjustments.
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Investments are not insured by the FDIC, are not deposits or other obligations of, and are not guaranteed by, any bank or bank affiliate. Investments are subject to risks, including possible loss of principal amount invested.

The information in the Financial Resource Center is provided for educational purposes only. The Financial 
Resource Center is not financial or investment advice. The Financial Resource Center may not 
comprehensively incorporate all aspects of risk, other assets, or your personal circumstances of your 
individual situation. 

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